Our fee per Individual Counseling Session is 1/2 hr. $35.00, 1 hr. $60.00 & 1 1/2 hrs. $90.00
- Clients are expected to pay for services in full at the time of their appointment unless prior arrangements have been made.
- Cancellations are to be made 24 hours in advance or the client will be billed.
- Payments can be made by cash, check, or credit cards. Credit card payments can be made directly on this site.
True Life Counseling And Todd Ledbetter - does not accept insurance, basing our practice on "self-pay."
Clients are often surprised to learn that we do not accept payment from third-party payers (i.e., insurance companies) for the counseling services we provide. There are several reasons for this decision.
- You may not realize it, but insurance companies often dictate who may be counseled, what condition may be treated, and for how long. When you choose self-pay, you are in charge of these important decisions. Youdecide whether you want to see us or someone else. And, the frequency and number of our appointments is largely up to you. In contrast, most third-party payers make these decisions for you. With self-pay, you are free to work with us in developing a plan that is highly individualized and tailored to your unique needs.
- Paying privately provides you the maximum privacy possible. Most insurance companies require a diagnosis code at a minimum, and many require very specific details regarding clients’ concerns and treatment plans. Most people are unaware that by joining a group insurance plan, they may have signed away their rights to confidentiality.
- Paying privately removes the stigma of seeking psychotherapy or other psychological services because there is seldom a need for you to receive a “diagnosis”. Clinicians who are being reimbursed by a third-party payer are required to provide a diagnostic code or label as part of the billing process. This diagnostic code may then become a part of your permanent medical record. Though clinicians usually use the least stigmatizing label possible, the reality is that third-party payers do not pay for assistance with many problems of everyday living. Thus, diagnostic labels tend to perpetuate the myth that only people with “mental illness” seek psychological help.
- The trend is away from coverage of high-quality, private psychological services. While legislators talk about making mental health benefits equal to medical benefits, it is likely that coverage will increasingly be for a limited number of visits with a clinician from a “panel of providers”. Thus, more people will be paying out-of-pocket anyway to obtain the kind of psychological services they need with the person they want to see.
- Many people initially think they cannot afford to pay privately for counseling services, but, like all our financial decisions, it is usually a matter of priorities. When viewed as an investment in your future, psychological services can be a genuine bargain. A number of studies have shown that those who invest in therapy actually save money on health costs and increase their earnings.
In short, self-pay gives you:
- Greater Freedom To Make decisions
- Greater Privacy
- A Sound Investment in Your Future
